Thank You for taking time for Yourself Stacy
Thank You for taking time for Yourself Stacy
There are thousands of professionally created themes you can choose from on WordPress. Take to time to pursue as many as you like to get an idea of the type of layout you want your website to have. For color schemes, many businesses will typically choose their store or brand colors, but feel free to also decide on something that’s eye-catching yet appropriate for your industry.
With over 60 million active websites across the globe, WordPress is one of the most popular platforms on Internet. Yet, because of the sheer amount of WordPress members along with its ease of use, WordPress is sometimes a target for hackers.
However, there are several ways that you can keep your site secure.
A strong password is a must for any account you have, including WordPress. Unfortunately, some people choose simple passwords or a general password they use for all of their accounts.
It’s imperative to create an original password that’s mixed with a variation of letters, symbols, and numbers. Hackers use password crack tools, and if you have a common password, it makes it easy for hackers to attack and compromise your website.
You should always back up everything on your WordPress website regularly. Although your website hosting company may help, it’s recommended to find a powerful backup plugin.
For example, Updraft Plus is a free tool provided by WordPress that backs up all of your data into your chosen destination, such as Google Drive, Dropbox, SFTP, FTP, and much more.
There are arrays of webhost companies available, and people often get confused as to which one to use.
It’s important to do you research before deciding on a webhost company as there are many companies that don’t utilize web security tools. Make sure you choose a webhost that not only offers security tools, but also monitors your website for threats.
If you’ve installed a plugin you don’t want or if you’ve replaced an old plugin with a better one, make sure you delete the plugins you no longer use. While it’s simple to click the “Deactivate” button to stop the plugin, that isn’t enough to keep your website safe.
Keep in mind that although you’ve deactivated the unused plugin, if you don’t delete it as well, you are leaving codes on your server. This is an open invitation for hackers to exploit your website. Always press the “Delete” key after you’ve deactivated unused plugins.
When you login to your WordPress account, make sure you are using a secured, wired Internet connection. If you a use a wireless Internet connection be certain that it has secure encoding and data encryption. Accessing your account from public places that offer free Wi-Fi makes your website vulnerable to hackers.
Source: WordPress: Stats: http://en.wordpress.com/stats/
Free software infected with viruses and Trojans. You will need a good antivirus and make sure you have always the latest updates. Only download files from respected sources and you should be just fine. You can get some free stuff on our website. We try to test all freebies first.
Server security holes
If you run a website, be aware of any holes that may expose you to hacking. A security hole can make someone else take control of your website and use it for illegal purposes and guess what… you will face the consequences. Avoid as much as possible open-source software, specially if it’s not updated for a long time.
Those are freebies that aren’t really freebies. They usually ask for your financial information in order to get access to that particular freebie. Open your eyes wide when you enter such information… every respectable website should have a security certificate on that page. Check it and see if the certificate is genuine. Do not enter PayPal details on pages outside WWW.PayPal.com, do not enter moneybookers details on pages outside www.moneybookers.com. Check the domain and if you spot something wrong get out of there and report them.
Shipping and handling
A freebie that require you to pay for shipping and handling isn’t really free anymore, is it? That don’t mean is not worth it… I would pay shipping and handling for a free plasma TV. But this can also be a trick… watch the domains that ask for credit card details the same way as for trial subscriptions. If anything looks suspicious, do not enter any financial details.
The bottom line is that you are your best antivirus. Just keep your eyes open and don’t click any link that pops in front of your eyes. Read, think and analyze everything.
Q: I use PayPal to accept credit cards for my online collectibles business. I recently received an email that my PayPal account was going to expire in five days if I didn’t click a link in the email and give them my PayPal account information. Being naturally paranoid I decided not to give this information and I’m happy to say that my PayPal account did not expire. Was this a scam?
— Brenda A.
A: Be thankful that your paranoia kicked in, Brenda, because you were about to fall victim to the scam of the week, this one aimed at the 35 million merchants and individuals who use http://Paypal.com as their online payment processor.
The email you received was not from PayPal, but from an Internet bad guy behind a forged email address using the http://PayPal.com domain. You should understand that no reputable online company will ever ask you to provide your account information. Think about it. They already have this information. Why would they ask you to provide it.
Since I use PayPal for several of my online ventures, I, too, received the email in question. The email first seeks to instill fear in you by saying that your PayPal account will be closed if you do not provide personal information. You are then directed to open an attached executable file and enter your PayPal account information and other personal information that PayPal doesn’t even require, including your social security number, checking and savings account information, driver’s license number, and other personal information that can be used to clean out your PayPal account and perhaps even steal your identity.
If you’re not familiar with PayPal, it is a hugely successful, web-based company (purchased by eBay in 2002) that many online retailers and eBay sellers use to accept electronic payments for everything from newsletter subscriptions to consulting services to just about any product for sale on eBay.
The allure of PayPal is that it does not require the seller to have a bank merchant account through which to process credit cards. Anyone with a verifiable email address and bank account can use PayPal and the service can be implemented almost immediately after registering. When someone places an order on a website that uses PayPal for online payments, that customer is directed to http://PayPal.com to complete the payment process using a credit card or electronic check. The merchant can transfer the money collected in his PayPal account to his checking account any time he likes. Since many larger merchants make this transfer just once a week or so, their PayPal accounts are ripe for the picking from those who have the cunning and lack of ethics required to gain access.
The sheer number of PayPal customers is one reason it has become a popular target of scam artists trying to steal personal information from individuals and businesses alike. Identify theft is on the rise. Thanks to the Internet stealing someone’s identity has never been easier. At any given moment, there are any number of Internet thieves using all manner of high-tech wizardry to steal personal and business information from unsuspecting souls, and many times they can gain access to this information simply by asking the person to provide it through fraudulent means.
The PayPal scam is just the latest in a long line of sophisticated attempts to steal personal information through online means, Amazon, eBay, Dell Computer, and many others have been the brunt of many such scams in recent years.
Identity theft is what’s known as “a knowledge crime,” which means that the criminal doesn’t have to break into your house to rob you blind. If you have a bank account and a social security number, you are susceptible to identity theft.
While most people are familiar with identity theft, most business men and women never think about it happening to them, at least on a professional level. Consider this: if a criminal can learn your business checking account number or the number of your company credit card, they can steal far more from your business than if they had simply knocked down the door and carted off your desk.
The Internet aside, most business and personal identity theft is still the result of stolen wallets and dumpster diving. You should guard your business records closely and be very careful what you throw away. Stop and think for a moment what a criminal might find in the dumpster behind your office.
There’s a good chance that dumpster has, at various times, contained scraps of paper with your social security number, driver’s license number, credit card number, old ATM cards, telephone calling cards, and other pieces of vital business information like bank statements, invoices, and purchase orders. A dumpster-diving thief could literally rob your business blind in a matter of hours.
Here are a few ways to protect yourself from business and personal identity theft.
· Never give out your first name, last name, business name, email address, account passwords, credit card numbers, bank account information, PIN number, social security number, or driver’s license number.
· Change your online account passwords every 30 days. Believe it or not, a hacker who steals your personal information can guess your online account passwords in about two minutes. If your Charles Schwab online account password is your birthday or the name of your first-born or family pet, count on a hacker cracking that code faster than you can say “Bill Gates.”
· Never provide personal information in response to an email or telephone call. Just because someone calls and says they are from Dunn & Bradstreet and need to confirm your business information does not mean they are really from Dunn & Bradstreet.
· Never give your business credit card number over the phone to place an order with someone who has called you unsolicited. If you are interested in what they are selling get their number, check out their company, then call them back to place the order.
If you think that you have become the victim of identity theft or think someone is trying to steal your identity or personal information you should report them immediately to the Federal Trade Commission. You will find more information on their website at http://www.consumer.gov/idtheft/. For more information on what to do if identity theft happens to you visit http://www.privacyrights.org/fs/fs17a.htm.
So, if you ever receive an email from PayPal, Amazon, eBay, or any other e-commerce website asking you to update your account information by email you can pretty much bet the farm that it is a scam.
Here’s to your success. Cliff Petry of Goodland Kansas
With more and more small and home based businesses getting high-speed, full-time Internet connections, like Cable modem and DSL, there is an increased need for firewall software and/or hardware.
A firewall can be many things, but the main thing you need to know is that without one you are at risk of someone breaking into your computer. With people staying connected to the Internet full-time with Cable modems or a DSL line, you are at a MUCH greater risk of someone accessing your computer from a remote location.
Basically a firewall limits the access to your computer from the Internet. This has nothing to do with your website. That’s your web host’s responsibility to protect your site (which is another reason to make sure you have a reputable firm hosting your website). We’re talking about someone accessing the computer that’s sitting on your desktop right now.
I was amazed at the number of alerts I got when I first installed my firewall. Each alert meant that someone or some automated robot was trying to access my computer. Admittedly, if you are a small business just beginning e-commerce operations, you are not a prestigious target for a hacker to attack. But you might be a fun target for some 8th grader who wants to see if they can get into your computer.
Begin by immediately downloading and installing some free firewall software: You could visit http://www.firewall.com/ for many choices and more technical articles about firewalls.
I got my free firewall at http://www.zonelabs.com . It provides a good beginners level of protection. http://store.mcafee.com/ has a popular firewall for about $40.00. So does http://www.networkice.com/ that has one called Black Ice Defender.
As your business grows, you probably will want to graduate to more sophisticated software and hardware solutions. Just know that you MUST do something and you must do it NOW!